Insurance decisions are easier with someone local sitting beside you.
Catherine Perkins is a local independent broker serving Manchester and southern New Hampshire. She compares plans across carriers, explains the trade-offs in plain English, and helps you enroll — at no cost to you. No call centers, no pressure, and no question too small.
What brings you here today?
Turning 65, or your plan changed for next year.
Coverage for you, your family, or your employees.
Cleanings, fillings and the major work too.
Exams, frames and lenses most plans leave out.
Protect the people who depend on your income.
Plan for help with daily living, before you need it.
Your Annual Notice of Change is arriving now.
Medicare plans in New Hampshire are changing — and what matters is what’s changing for you. Your ANOC spells out next year’s premiums, copays, benefits and drug coverage. It’s worth a few minutes.
Shop and enroll online, any time
Browse plans in your ZIP code, compare them against your prescriptions, and enroll yourself — on Catherine’s own co-branded platform. Prefer to talk it through first? Book a call instead.
Why an independent broker
You are not being sold one company's plan
A captive agent can show you what their carrier offers. An independent broker shops the market — several carriers, side by side, against your doctors, your prescriptions and your budget.
Carriers pay the commission, so the guidance costs you nothing. Your premium is the same whether you enroll through Daisy Benefits or on your own.
Every appointment is a real conversation — in person, by phone, or on video. No call centers, no handoffs.
What our guidance costs you. Compensation comes from the carrier you choose, never from you.
New Hampshire, Maine, Massachusetts and Florida. Splitting time between them? That’s worth a conversation.
Carriers we shop
The names you already recognize
Available plans vary by county and change every year. This is a sample of the market reviewed, not a complete list.
I started Daisy Benefits because I kept meeting people who’d been handed a brochure and left to work it out alone. That’s not how this should go. Sit down with me and we’ll take it one question at a time, for as long as it takes — and you’ll leave actually understanding what you chose.
Catherine PerkinsFounder, Daisy Benefits
Dates worth marking
Two enrollment windows run every fall
Medicare Annual Enrollment — October 15 to December 7. The window to change Medicare Advantage or Part D coverage for the year ahead. Plans change their networks, drug lists and costs every year, even when you do nothing.
Health Open Enrollment — November 1 to January 15 in New Hampshire. For coverage bought outside an employer. Enroll by December 15 for a January 1 start date.
Outside those windows, a qualifying life event — new job, marriage, new baby, loss of coverage, a move — opens a special enrollment period.
She sat with my parents for two hours and answered every question twice without a hint of impatience. They understood their plan for the first time.
— Client, Manchester NHFederal employees
FERS, CSRS, TSP, FEHB, FEGLI
Federal benefits are among the most generous in the country and among the most confusing. The decisions interact: when you retire changes your pension, your pension changes your supplement, and FEHB changes how Medicare fits.
Amanda Alksnitis, our strategic partner for federal retirement benefits, works with federal employees through the MyFedNav education program and can walk you through the whole picture before you file anything.
Where this matters most
- Deciding whether to keep FEHB once Medicare starts
- FEGLI premiums that climb steeply with age
- The Special Retirement Supplement and when it stops
- Survivor benefit elections you cannot easily undo
- What to do with a TSP balance at retirement
We're proud of our client relationships
If Catherine has helped you, a short Google review helps the next person in southern New Hampshire find someone local. It takes about a minute.